Coverages

The products we offer are:

Farmowners - We offer the best coverage available for farm dwellings, outbuildings, grain systems, farm personal property and equipment. Our comprehensive Farmowners program offers Replacement Cost or Actual Cash Value coverage on your home and personal property.

In addition to standard policy features we can tailor your policy to include coverage for:

• - Peak Season Coverage
• - Weight of Ice & Snow - Collapse coverage for farm outbuildings
• - Contaminated milk coverage
• - Custom Farming Operations

Farm Fire - Coverage for farms that are not owner occupied.

Homeowners - We offer a variety of policies to insure everything from your small vacation home to new construction. We offer Replacement Cost or Actual Cash Value coverage on your home and personal property with deductibles from $250 to $1500.

Dwelling Fire - Coverage for property that is not owner occupied.

Tenants/Condominiums - Coverage for the personal property of renters or condominium owners with coverage also available for that part of the building for which you are responsible.

Inland Marine - Additional insurance your family may need for special items such as jewelry, furs, cameras, computers, silver, and other collectible items. We also offer coverage for recreational vehicles and small boats.

Mobile Homes - Coverage is also available for the personal property of mobile home owners and renters as well.

Builder's Risk - Protection for the dwelling under construction or being remodeled. We also have coverage available for theft of building materials not yet installed in the structure.

Commercial - Coverage for small businesses or family rental dwellings.

Liability - Personal liability, farm owner's liability and commercial liability packages are available.